{"id":1492,"date":"2026-07-28T15:49:05","date_gmt":"2026-07-28T15:49:05","guid":{"rendered":"https:\/\/nevesinsurance.com\/home-insurance\/"},"modified":"2026-09-03T14:36:10","modified_gmt":"2026-09-03T14:36:10","slug":"home-insurance","status":"publish","type":"page","link":"https:\/\/nevesinsurance.com\/en\/home-insurance\/","title":{"rendered":"Home Insurance"},"content":{"rendered":"\t\t
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Home<\/span> Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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For those who know that protecting well makes all the difference.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Your home is your most valuable asset, but does your protection keep up with the way you live today?<\/span><\/p>

Is your home truly protected?<\/span><\/p>

Are you protected against storms and floods?<\/span><\/p>

Does the sum insured reflect the actual reconstruction value of your home?<\/span><\/p>

Do you have protection for seismic phenomena?<\/span><\/p>

Are your home contents included?<\/span><\/p>

Are your swimming pool and solar panels protected?<\/span><\/p>

If needed, do you have support for temporary accommodation?<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Tailor-made coverage:<\/h2>\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tSeismic Phenomena\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tWater Damage\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tGarden Damage\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tSolar Panels\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPublic Liability\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tElectrical Risks\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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And other included coverages<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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For those who know that protecting well makes all the difference.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Frequently <\/span> Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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What items are covered in a Home insurance policy? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Assets protected by Building Coverage<\/b><\/b>Kitchen equipment purchased with the property or installed later, such as extractor hoods or kitchen furniture, fixed air conditioning equipment, video surveillance, and alarms, which in principle are not likely to be removed when the risk location is sold or changes tenants, and which are part of the coverage guarantees assigned to the building.<\/span><\/span>Equipment that forms an integral part of the building, such as water heaters, cylinders, water pumps, solar\/photovoltaic panels, and central heating systems.<\/span><\/span>Other movable assets materially linked to the property on a permanent basis, such as: built-in wardrobes; sanitary ware; doors and windows; antennas.<\/span>
<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Assets protected by Contents Coverage <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Assets and objects commonly used in a home, namely: non-built-in furniture and wardrobes, white goods, decorative objects, rugs, clothing, and personal items, as well as valuables and jewelry, precious objects, and special items.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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How is the sum insured determined in Home Insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The determination of the sum insured is always the responsibility of the Policyholder and must comply with the following criteria.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What is the building capital? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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It must correspond to the respective reconstruction cost. All elements constituting or incorporated into the property by the owner must be taken into consideration, as well as the proportional value of the common areas. <\/span><\/p>

Reconstruction value simulator: <\/span>Property reconstruction cost simulator (SCRIM)<\/span><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What is the contents capital? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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It must correspond to the replacement value (as new) of the respective assets.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Request your \n <\/span> quote now<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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We are here to help. Contact us for any clarification or to request a personalized quote. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Home Insurance For those who know that protecting well makes all the difference. Request a Quote Your home is your most valuable asset, but does your protection keep up with the way you live today? Is your home truly protected? Are you protected against storms and floods? Does the sum insured reflect the actual reconstruction […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1492","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/comments?post=1492"}],"version-history":[{"count":1,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1492\/revisions"}],"predecessor-version":[{"id":1495,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1492\/revisions\/1495"}],"wp:attachment":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/media?parent=1492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}