{"id":1361,"date":"2026-07-28T16:08:42","date_gmt":"2026-07-28T16:08:42","guid":{"rendered":"https:\/\/nevesinsurance.com\/life-credit-insurance\/"},"modified":"2026-09-03T14:31:45","modified_gmt":"2026-09-03T14:31:45","slug":"life-credit-insurance","status":"publish","type":"page","link":"https:\/\/nevesinsurance.com\/en\/life-credit-insurance\/","title":{"rendered":"Life & Credit Insurance"},"content":{"rendered":"\t\t
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Life & \n<\/span> Credit Insurance <\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Protection for today. Confidence for tomorrow <\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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Life Insurance is a way to guarantee financial stability for your family in the event of death or disability.<\/span><\/p>

With options that include coverage for serious illnesses, absolute disability, and savings solutions, this insurance is designed for those who want to care for the future of their loved ones.<\/span><\/p>

A responsible decision that offers peace of mind and security at all stages of life, because those who love, protect.<\/span> <\/b><\/p>

Whether you are buying a home or protecting those who matter most, we have the right Life Insurance for you.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Coverage tailored to you:<\/h2>\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tGuaranteed Financial Security\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tExtra protection in case of disability\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tDaily Hospitalization Allowance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPersonal protection in case of serious illness\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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And other included coverages<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Protection for today. Confidence for tomorrow <\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Frequently <\/span> Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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What is life insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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It is a financial protection solution that guarantees the payment of a capital sum to the beneficiaries in the event of death or, depending on the coverage contracted, in situations of disability or serious illness. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Who should have life insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Anyone who wishes to protect their family, their income, or ensure the fulfillment of financial commitments in the event of an unforeseen circumstance. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Is it possible to change the life insurance for a mortgage loan from one insurer to another? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Under Decree-Law No. 222\/2009, customers are free to choose the <\/span>most advantageous life insurance for mortgage loans and may change insurers during the <\/span>term of the contract.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What are the differences between Total and Permanent Disability (TPD) coverage and Absolute and Permanent Disability (APD) coverage? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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APD, Absolute and Permanent Disability, results from an accident or illness that prevents the insured from performing any paid activity, requiring the assistance of third parties to meet their vital needs, referred to as a “vegetative state.”TPD, Total and Permanent Disability, results from an accident or illness with a degree of disability exceeding 60 or 66% (depending on the insurer),which prevents the person from performing their profession or any paid activity. Considering your family’s security, it is wiser to opt for more comprehensive life insurance, in which you are better protected. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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How do I choose the most suitable life insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The best solution depends on your family situation, your protection objectives, and the level of coverage desired. A personalized analysis allows you to find the option most suited to your profile. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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Is it possible to change the life insurance for a mortgage loan from one insurer to another? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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The life insurance associated with a mortgage loan does not have to remain with the insurer indicated by the bank. It is one of the policies that goes the longest without being reviewed, and the law allows you to change. We compare the alternatives with you, by coverage and by price. <\/span> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Request your \n <\/span> quote now<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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We are here to help. Contact us for any clarification or to request a personalized quote. <\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Life & Credit Insurance Protection for today. Confidence for tomorrow Request a Quote Life Insurance is a way to guarantee financial stability for your family in the event of death or disability. With options that include coverage for serious illnesses, absolute disability, and savings solutions, this insurance is designed for those who want to care […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1361","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1361","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/comments?post=1361"}],"version-history":[{"count":1,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1361\/revisions"}],"predecessor-version":[{"id":1364,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1361\/revisions\/1364"}],"wp:attachment":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/media?parent=1361"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}