{"id":1347,"date":"2026-07-28T16:04:25","date_gmt":"2026-07-28T16:04:25","guid":{"rendered":"https:\/\/nevesinsurance.com\/personal-accident-insurance\/"},"modified":"2026-09-03T14:31:06","modified_gmt":"2026-09-03T14:31:06","slug":"personal-accident-insurance","status":"publish","type":"page","link":"https:\/\/nevesinsurance.com\/en\/personal-accident-insurance\/","title":{"rendered":"Personal Accident Insurance"},"content":{"rendered":"\t\t
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Personal Accident <\/span> Insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
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Your complete protection, designed to safeguard your day-to-day life.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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At work, at home, or out and about. An accident can happen at any time and suddenly change everything.<\/span><\/p>

Personal Accident Insurance is designed for those who do not want to be left unprotected when they least expect it.<\/span><\/p>

Medical assistance, compensation for disability, and much more. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t

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Cover tailored to you:<\/h2>\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tProtection in the event of an accident at work or during leisure time\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tProtection anywhere in the world\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tDaily allowance in the event of hospitalisation\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPayment of medical expenses abroad\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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And other cover included<\/p>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Your complete protection, designed to safeguard your day-to-day life.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Frequently <\/span> Asked Questions<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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What is a personal accident? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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A personal accident is a broad term that includes injury or death resulting from an unexpected accident. It may be a road accident, a burn in the kitchen, a fall down the stairs, or even being the target of an attack by another person.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What is covered by personal accident insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Personal accident insurance may cover various situations, and it is up to you to choose the level of cover. The insurance may cover accidents occurring at work and\/or during leisure time and\/or in a sporting activity.<\/span><\/p>

Note:<\/strong> This insurance does not replace occupational accident insurance, which is mandatory by law. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What are the advantages of having family personal accident insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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It provides financial support to offset loss of income and expenses after an accident (treatment or funeral), protecting personal and family finances and ensuring economic stability and peace of mind during recovery. <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

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What are the differences between personal accident insurance and occupational accident insurance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/path><\/svg><\/span>\n\t\t\t<\/path><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
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Personal Accident Insurance is optional and covers accidents 24 hours a day with a pre-defined sum insured; Occupational Accident Insurance is mandatory, covers work-related accidents with no sum insured limit, and calculates compensation based on salary.<\/span> <\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Request your \n <\/span> quote now<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
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We are here to help. Contact us for any clarification or to request a personalised quote.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest a Quote<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Personal Accident Insurance Your complete protection, designed to safeguard your day-to-day life. Request a Quote At work, at home, or out and about. An accident can happen at any time and suddenly change everything. Personal Accident Insurance is designed for those who do not want to be left unprotected when they least expect it. Medical […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1347","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1347","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/comments?post=1347"}],"version-history":[{"count":1,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1347\/revisions"}],"predecessor-version":[{"id":1350,"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/pages\/1347\/revisions\/1350"}],"wp:attachment":[{"href":"https:\/\/nevesinsurance.com\/en\/wp-json\/wp\/v2\/media?parent=1347"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}