Health Insurance
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Having health insurance is an investment in your peace of mind and that of your loved ones. With access to quality medical care, consultations, exams, and more, you are prepared for what really matters: living with confidence.
Tailor-made coverage:
Hospitalization
Dental care
Mental health
Online and home doctor
Oncology prevention
International medical coverage
And other included coverages
Contact us and discover the ideal health solution for you
Frequently Asked Questions
What is typically excluded from health insurance?
- Occupational diseases and workplace accidents;
- Nervous and psychiatric disorders;
- Disorders resulting from alcohol or drug abuse;
- Accidents/illnesses resulting from participation in sports competitions;
- Bariatric surgery;
- Fertilization methods or artificial fertilization;
- Organ or bone marrow transplants;
- Aesthetic treatment or surgery (except if resulting from an illness or accident covered by the insurance).
What is a pre-existing condition? Are they covered by health insurance?
An illness or injury of which the Insured is aware, exhibits symptoms, or for which they received medical advice or treatment prior to the health insurance start date. As a rule, these conditions are excluded.
What is the waiting period?
The waiting period occurs between the insurance start date and the date on which certain coverages can be activated. In the event of an accident, the waiting period does not apply.
What is a co-payment?
It is the amount to be paid by the Insured for each use within the Medical Network, after deduction of the deductible, if applicable.
What is the deductible?
An amount that, in the event of a claim, is borne by the Insured and whose amount is stipulated in the Special Conditions.
Are there tax benefits associated with Health Insurance?
The cost of the insurance can be deducted from IRS up to the annual limit defined by law.
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